Privacy Policy

Last Updated: September 11, 2026 Credit Flower (“Credit Flower,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide when visiting our website, using our services, contacting us, subscribing to our communications, downloading resources, or scheduling a consultation.

This Privacy Policy explains what information we may collect, how we use it, when it may be shared, and the choices available to you regarding your information.

1. Information We Collect

We may collect information that you voluntarily provide to us, including your name, email address, telephone number, business name, information about your business, service interests, appointment or consultation information, documents or attachments you choose to submit, and other information you provide through our website forms or communications.

We may also automatically collect certain technical information when you use our website, such as your browser type, device information, IP address, pages visited, referring website, and general website usage information through cookies and similar technologies.

2. How We Use Your Information

We may use information we collect to respond to inquiries; provide requested services; schedule and manage consultations; deliver requested resources such as our Business Funding Readiness Guide; communicate with customers and prospective customers; process transactions; provide customer support; improve our website and services; send marketing communications where permitted; maintain business records; prevent fraud or misuse; and comply with applicable legal obligations.

3. How We Share Information

Credit Flower does not sell or rent your personal information. We may share information with trusted third-party service providers that assist us in operating our website, processing payments, managing appointments, delivering emails and digital resources, providing technology services, or otherwise supporting our business operations. These providers may access information only as necessary to perform services on our behalf or as otherwise permitted by law.

We may also disclose information when required by law, legal process, or governmental request, or when reasonably necessary to protect the rights, property, security, or interests of Credit Flower, our customers, or others.

4. Payments and Financial Information
When you purchase a service or make a payment through our website, payment information may be collected and processed by our third-party payment processor. Payment card information submitted through our website is processed by third-party payment service providers and is subject to their applicable privacy and security practices.

Information you provide to us for business consulting, funding-readiness, business credit, or related services may be used to evaluate your business needs and provide the services you request. Providing information to Credit Flower does not guarantee financing, credit approval, funding, or any particular financial result.

5. Email Communications and Marketing

If you subscribe to our email list, request a free guide or other resource, or otherwise consent to receive communications from us, we may send you educational information, business resources, service information, promotional communications, and other Credit Flower updates.

You may unsubscribe from marketing emails at any time by using the unsubscribe link provided in our marketing communications. We may still send transactional or service-related communications when necessary to fulfill a request, manage an appointment, provide a purchased service, or communicate about an existing business relationship.

6. Cookies and Website Technologies

Our website and third-party service providers may use cookies and similar technologies to operate the website, remember preferences, understand website usage, measure performance, and support analytics or marketing activities.

Depending on your browser, device, location, and the technologies used on our website, you may have options to limit or manage cookies through your browser settings or available website privacy controls.

7. Data Security and Retention

Credit Flower takes reasonable administrative and technical measures designed to protect personal information from unauthorized access, misuse, loss, alteration, or disclosure. However, no website, electronic transmission, or storage system can be guaranteed to be completely secure.

We retain personal information for as long as reasonably necessary to provide our services, maintain business and transaction records, fulfill the purposes described in this Privacy Policy, resolve disputes, enforce agreements, and comply with applicable legal obligations.

8. Your Privacy Choices and Rights

Depending on where you reside and applicable law, you may have certain rights regarding your personal information, which may include requesting access to, correction of, or deletion of certain personal information we maintain about you.

You may also opt out of marketing emails by using the unsubscribe link included in those communications.

To submit a privacy-related request, contact us at Info@CreditFlower.com. We may need to verify your identity before completing certain requests, and some information may be retained when permitted or required by law.

9. Children's Privacy

Credit Flower's website and services are intended for adults and business owners and are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13 through our website. If we learn that such information has been collected, we will take reasonable steps to delete it as appropriate.

10. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, payment providers, funding partners, or other services that Credit Flower does not own or control. Their privacy practices are governed by their own policies, and we encourage you to review those policies before providing personal information to them.

11. Changes to This Privacy Policy

Credit Flower may update this Privacy Policy from time to time to reflect changes in our services, website practices, technology, or applicable requirements. When changes are made, the “Last Updated” date at the top of this policy may be revised. We encourage visitors to review this Privacy Policy periodically.

12. Contact Credit Flower

If you have questions about this Privacy Policy, our privacy practices, or a request concerning your personal information, please contact:

Credit Flower
Email: Info@CreditFlower.com
Phone: (901) 881-1935

Business Building • Funding Readiness • Consulting • Growth